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Eonia is similar to Euribor as the interest rate used in the granting of European interbank loans. Both benchmarks are proposed by the European Money Markets Institute (EMMI). The main difference between Eonia and Euribor is the duration of the loans on which they are based. Eonia is an overnight rate, while Euribor is actually eight different interest rates based on loans from one week to twelve months. Eonia, or the Euro Overnight Index Average, is also a daily reference rate expressing the weighted average of unsecured night interbank loans in the European Union and the European Free Trade Association (EFTA). It is calculated by the European Central Bank (ECB) on the basis of loans from 28 panel banks. This is the benchmark rate at which banks lend or lend excess reserves over short periods ranging from one week to twelve months. These short-term loans are often structured as pensions (pensions) and are intended to preserve banks` liquidity and ensure that excess liquidity is able to earn a return on interest rates instead of remaining inactive. Definitions and provisions relating to fallback waterfall, including interpolated screen rates, bank reference rates and fund fees Euribor rates are an important benchmark for a number of euro-denominated financial products, including mortgages, savings accounts, car loans and various derivatives. Euribor`s role in the euro area is analogous to LIBOR in the United Kingdom and the United States. Euribors are used as the reference rate for euro-denominated futures, short-term futures and interest rate swaps, similar to the LIBORs usually used for instruments denominated in pounds sterling and US dollars. They form the basis of some of the most liquid and active interest rate markets in the world. Euribor or Euro Interbank Offer Rate is a reference rate that results from the average interest rate at which euro area banks offer unsecured short-term loans on the interbank market.

The maturities of the loans used to calculate the Euribor often range from one week to one year. The Euro Interbank Offer Rate (Euribor) refers to a series of eight money market rates that correspond to different maturities: the interest rates of one week, two weeks, one month, two months, three months, six months, nine months and twelve months. These rates, updated daily, represent the average interest rate that euro area banks calculate each other for unsecured loans. . Relevant screen page: [ ]. In the case of EURIBOR, if not Reuters EURIBOR01 or, in the case of LIBOR, otherwise reuters LIBOR01 or, in the case of EIBOR, otherwise Reuters AEIBOR, make sure that it is a page that displays a compound interest rate. There are 20 panel banks that contribute to Euribor. These are the financial institutions with the highest volume of money market transactions in the euro area. From 2018, such banks include: the transmission of false or misleading information or the provision of false or misleading information concerning a benchmark or any other behaviour manipulating the calculation of a given financial benchmark (LIBOR or EURIBOR) constitutes market manipulation within the meaning of market abuse legislation. On 27 June 2012, Barclays Bank was fined $200 million by the Commodity Futures Trading Commission[9], EUR 160 million.

USD convicted by the US Department of Justice[10] and GBP 59.5 million by the Financial Services Authority[11] for attempting to manipulate the Libor and Euribor rates. [12] The panel banks that contribute to interest rates also differ: only 20 banks contribute to euribor, instead of 28. . . .

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Healing the Inner Goddess is an all inclusive retreat that offers a unique opportunity for women to move beyond healing from trauma. Many women who have experienced trauma spend their entire lives burdened by symptoms of Post Traumatic Stress Disorder. Their personal relationships suffer and they have diminished capacity for happiness. Many women self-medicate and end up with alcohol and/or chemical dependency issues. Residential and out-patient substance abuse treatment programs, 12-step groups and psychotherapy offer support and structure in which sobriety may be obtained. Many women are able to reach this important milestone, yet continue to feel burdened by past trauma, which may make maintaining their clean and sober for life. Healing the Inner Goddess Retreat is a wonderful opportunity for the woman who has obtained a state of sobriety and is ready for Recovery Treatment Aftercare. This inner healing retreat, led by Laurie Monroe, who is a Licensed Clinical Social Worker, provides a rare opportunity to LET GO OF THE TRAUMA and RECLAIM OUR POWER!

Healing the Inner Goddess is a Clean and Sober Retreat. All women with a history of trauma and a desire for healing are invited to sign up for the Healing the Inner Goddess Retreat. Women for whom alcohol and/or chemical dependency has been an issue in the past year may be required to submit evidence of graduation from a licensed treatment program. Contact Laurie Monroe MSW, LCSW at Laurie@healingtheinnergoddess.com for further information or sign up at healingtheinnergoddess.com.

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